Classic Car Insurance in Iowa
At Cullen & Associates, we understand the anxiety of owning a classic car. Whether you’re showcasing your vehicle at car shows, taking it for a Sunday drive, or storing it for the season, our specialized insurance policies are designed to protect your investment and provide coverage where it matters most.
What Qualifies as a Classic Car?
Classic car insurance typically applies to vehicles that are 20 to 25 years old or older and hold collectible or historical value. This includes vintage cars, muscle cars, antique automobiles, hot rods, and restored vehicles. If you’re unsure whether your car qualifies, our team can help you determine eligibility and find the right policy for your needs.
How Is Classic Car Insurance Different?
- Agreed Value Coverage: Unlike standard auto insurance, classic car policies use an agreed value to ensure you’re compensated for the full worth of your vehicle in case of a total loss.
- Limited Usage: Coverage is designed for occasional use, such as leisure drives, exhibitions, and car shows, rather than daily commuting.
- Specialized Protection: Policies often include coverage for rare replacement parts and restoration costs.
Where Does Classic Car Insurance Apply?
Our policies provide protection in a variety of situations, including:
- During transportation to events or exhibitions.
- While stored in a secure garage or facility.
- On leisure drives or special occasions.
- Against risks like theft, fire, vandalism, or weather-related damage.
Why Choose Cullen & Associates?
With nearly 30 years of experience, Cullen & Associates is proud to serve classic car owners in Ankeny and across Iowa. As an independent agency, we work with trusted providers to offer competitive rates and personalized service. Whether you own a Bel Air or a Cuda, we’re here to help you protect and find coverage for your asset, letting you enjoy your time on the road with confidence.
Get a Classic Car Insurance PolicyToday
Ready to protect your classic car? Contact Cullen & Associates to learn more about our classic car insurance policies. Our team is here to answer your questions and help you find the right coverage for your vehicle.
